Fractional CFO Services in Utah

MIV Partners provides practical fractional CFO guidance for founder-led businesses seeking stronger margins, predictable cash flow, and clearer financial decisions. Utah business owners can access CFO-level strategy without hiring a full-time executive, including forecasting, scorecards, cash management, and financial roadmaps tailored to their company’s goals, complexity, and stage of growth.

Fractional CFO reviewing financial dashboards with a business owner

Our Fractional CFO Services

Strategic financial services helping founder-led businesses improve clarity, profitability, cash flow, and long-term decision-making.

CFO Engagements

Receive ongoing CFO-level financial leadership tailored to your company’s stage, goals, and complexity, without the cost of hiring a full-time CFO.

Executive Scorecards

Build management-level scorecards and rolling forecasts that clarify revenue, margins, expenses, profitability, cash position, and business-specific KPIs.

Cash Flow Forecasting

Identify upcoming cash requirements, timing gaps, working-capital concerns, and liquidity risks while developing practical ways to improve cash availability.

Partner Coordination

Coordinate with bookkeeping and tax professionals so financial reporting and specialized accounting support align with broader planning and business decisions.

Monthly CFO Reviews

Use recurring financial reviews to compare actual results with budgets and forecasts, monitor KPIs, identify issues, and discuss upcoming decisions.

Financial Roadmaps

Develop a practical strategy covering pricing, margins, cost structure, operating leverage, capital requirements, and investment priorities for growth.

CFO-Level Clarity

Turn Financial Data Into Decisions

MIV Partners gives Utah founders a practical financial partner for the decisions behind the numbers. Through diagnostics, forecasting, scorecards, cash management, and strategic reviews, the engagement helps reveal profit leaks, clarify financial priorities, and connect capital decisions to growth objectives. Guidance is designed for founder-led businesses that have outgrown basic bookkeeping but are not ready for a full-time CFO.

Advisor presenting a financial roadmap to a business founder
The MIV Partners Difference

Why Choose MIV Partners?

MIV Partners combines CPA expertise with practical business ownership experience and actionable financial guidance.

Dual Perspective

Benefit from guidance shaped by both CPA expertise and real-world business ownership experience.

Founder Focused

Services are designed for founder-led businesses navigating growth, complexity, and major financial decisions in Utah.

Proactive Insight

Identify financial problems and profit leaks before they become harder to address in the numbers.

Structured Guidance

Move from diagnosis to strategy and scalable financial systems through a clear engagement model.

Meet The MIV Partners Team

Practical financial leadership for founders ready to grow with confidence.

Portrait of Michel Chelnokov, Founder and CFO Advisor at MIV Partners

Michel Chelnokov

Founder & CFO Advisor, MBA, CPA

Michel Chelnokov is the founder of MIV Partners and a credentialed CPA with an MBA, bringing over 20 years of combined experience in finance and strategy. As both a practicing business owner and a financial advisor, Michel offers a rare dual perspective that allows him to spot financial issues before they surface in the numbers and implement practical, real-world solutions. He specializes in serving founder-led businesses generating $1M–$15M in annual revenue, guiding them through his structured Diagnose, Strategize, and Install engagement model. Michel's philosophy centers on helping founders understand not just what happened financially, but what to do next. He is deeply committed to delivering CFO-level clarity, stronger margins, and scalable financial systems that empower business owners to grow with confidence.

Frequently Asked Questions

Do you need a CPA to be a fractional CFO?

No. A fractional CFO does not generally need to be a CPA because the role focuses on financial leadership, planning, forecasting, analysis, and strategic decision-making. However, CPA credentials can add valuable accounting knowledge and credibility. MIV Partners combines CPA expertise with business ownership experience to help founders understand financial performance and decide what actions to take next.

What does a fractional CFO do for a business?

Who benefits from fractional CFO services?

What is included in a fractional CFO engagement?

How can a fractional CFO improve cash flow?

Can a fractional CFO help with pricing and profitability?

How often do fractional CFO reviews take place?

How do I get started with MIV Partners?

Still Have Financial Questions?

Talk with MIV Partners about your company’s financial priorities and next steps.

Credentials & Experience

Awards and Recognition

CPA credential representation

CPA Credential

Certified Public Accountant expertise supporting practical financial guidance.

MBA qualification representation

MBA Background

Business education supporting strategic financial decision-making.

Finance experience representation

20+ Years Experience

Finance and strategy experience applied to founder-led businesses.

Bring Clarity To Your Next Decision

Share your goals and financial challenges to explore a practical CFO advisory path.

Contact Us Today

You can also send us a quick email at michel@mivpartners.com.