Profit & Cash Diagnostic
Review profitability, margins, operating expenses, working capital, and cash conversion to identify where money is lost and what is restricting financial performance.
MIV Partners helps founder-led businesses turn rising costs and unclear financials into practical decisions. Led by a CPA and business owner, our fractional CFO advisory identifies profit leaks, strengthens cash flow, and builds financial systems that support confident growth. Get a clear view of where money is going, what to change, and how to protect the margin you have worked hard to build.

Targeted CFO advisory services that uncover profit leaks, improve cost control, and create durable financial clarity.
Review profitability, margins, operating expenses, working capital, and cash conversion to identify where money is lost and what is restricting financial performance.
Evaluate pricing, cost structure, operating leverage, and capital requirements to develop a practical roadmap for stronger margins and sustainable growth.
Forecast inflows, outflows, timing gaps, and liquidity risks so leadership can improve cash availability and address constraints before they become urgent.
Build tailored financial scorecards and rolling forecasts that track critical KPIs, clarify performance, and support timely executive decisions.
Access experienced CFO-level leadership for financial planning, cash management, performance analysis, and strategic decision-making without hiring a full-time CFO.
Maintain momentum through recurring performance reviews, budget-to-actual analysis, KPI monitoring, cash flow oversight, and accountability around financial priorities.

We begin with a complimentary CFO Financial Diagnostic to examine profitability, cash position, margins, operating expenses, working capital, and the financial issues limiting your next decision.
CFO-level guidance built for the financial realities of founder-led businesses.
CPA-credentialed analysis brings disciplined, trustworthy financial insight to every recommendation and decision.
A practicing business owner’s perspective keeps recommendations grounded in real operational pressures.
Services are tailored exclusively for businesses generating $1M–$15M in annual revenue.
Scorecards, forecasts, and focused reviews turn financial information into next-step decisions.
Experienced financial guidance for ambitious founder-led businesses.

Founder & CFO Advisor, MBA, CPA
Michel Chelnokov is the founder of MIV Partners and a credentialed CPA with an MBA, bringing over 20 years of combined experience in finance and strategy. As both a practicing business owner and a financial advisor, Michel offers a rare dual perspective that allows him to spot financial issues before they surface in the numbers and implement practical, real-world solutions. He specializes in serving founder-led businesses generating $1M–$15M in annual revenue, guiding them through his structured Diagnose, Strategize, and Install engagement model. Michel's philosophy centers on helping founders understand not just what happened financially, but what to do next. He is deeply committed to delivering CFO-level clarity, stronger margins, and scalable financial systems that empower business owners to grow with confidence.
A cost reduction consultant examines how a business earns, spends, and retains cash to identify practical ways to improve profitability. The work can include reviewing operating expenses, pricing, gross margins, vendor costs, working capital, accounts receivable, and service or customer profitability. The objective is not indiscriminate cutting; it is making informed changes that protect operations while strengthening margins and cash availability.
Talk with a CFO advisor about your margin and cash flow priorities.
CPA credential supporting rigorous financial analysis and trusted advisory guidance.
Strategic financial guidance informed by advanced business education.
Finance and strategy experience applied to founder decisions.
Share your current financial challenge and schedule a no-commitment conversation with MIV Partners.
You can also send us a quick email at michel@mivpartners.com.
You can also send us a quick email at michel@mivpartners.com.