Fractional and Part-Time CFO Services

A fractional CFO is a senior financial leader who works with a business on a part-time or flexible basis rather than as a full-time employee. The role goes beyond bookkeeping and financial reporting by helping leadership manage cash flow, evaluate profitability, build forecasts, assess major decisions, and create financial plans that support growth. It provides executive-level guidance at a scope aligned with the company’s needs.

A fractional CFO is especially valuable when a business has outgrown basic bookkeeping, is experiencing cash flow pressure despite growing revenue, or is facing decisions about pricing, hiring, expansion, financing, or capital investment. Founder-led businesses often benefit when financial reports exist but do not clearly explain what actions to take next. A CFO advisor adds forward-looking analysis and decision support.

Bookkeepers record and organize transactions, while accountants often focus on compliance, tax preparation, and historical reporting. A fractional CFO uses that financial information to guide future decisions. The work can include analyzing margins, forecasting cash, building executive scorecards, setting budgets, evaluating capital needs, and identifying operational actions that improve performance. MIV Partners can also coordinate with bookkeeping and tax professionals when needed.

A CFO financial diagnostic can review revenue, gross margins, operating expenses, customer or service-level profitability, accounts receivable, accounts payable, working capital, and cash conversion. Its purpose is to identify where the business generates money, where value is being lost, and which issues restrict financial performance. Findings are translated into practical recommendations to strengthen profitability, liquidity, and financial decision-making.

Yes. A fractional CFO helps make cash flow more predictable by forecasting expected inflows and outflows, identifying timing gaps, reviewing working capital, and monitoring upcoming cash requirements. The process can reveal issues such as slow collections, unfavorable payment timing, weak margins, or unplanned spending. With an ongoing forecast, leadership can address constraints earlier instead of reacting after cash becomes tight.

Executive scorecards are management dashboards that track the financial and operational indicators most important to the business, such as revenue, gross margin, expenses, profit, cash position, and tailored KPIs. Rolling forecasts are continuously updated outlooks based on current results and changing assumptions. Together, they provide a timely view of performance and help leaders make decisions using the latest available financial picture.

MIV Partners begins with a complimentary, no-commitment CFO Financial Diagnostic session and a 30-minute Right Fit Call scheduled by appointment. The initial discussion helps clarify the company’s stage, current financial challenges, priorities, and potential fit for advisory support. From there, the engagement can focus on diagnosing key issues, building a financial strategy, and installing the reporting, forecasting, and review cadence needed for ongoing accountability.

MIV Partners works exclusively with founder-led businesses generating approximately $1M–$15M in annual revenue. These are often companies past the startup phase that face greater financial complexity, need more than bookkeeping, and are not ready to hire a full-time CFO. Common needs include improving margins, stabilizing cash flow, creating clearer forecasts, and evaluating growth, hiring, or financing decisions with stronger financial clarity.